Choose Your Savings Goal

Emergency fund Large Purchase Car Vacation Retirement Debt Repayment Education Homeownership Disability-related expenses Investment Savings General Savings

Emergency fund

Nearly a quarter of savers who take the America Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

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Helpful emergency savings links:
4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund 38 Reasons You Need At Least a $500 Emergency Fund How to Start Your Savings Journey What's The Easiest Way To Save? Automatically

Large Purchase

Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

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Helpful Large Purchase Savings Tips:
5 Holiday Mistakes That Could Cost You How to Save During the Holidays The S.M.A.R.T. Way to Save for Large Purchases What's The Easiest Way To Save? Automatically

Car

Being able to travel by car can help people earn more, spend less, and get better value in their housing. Cars, however, are relatively expensive to purchase and maintain. American households spend, on average, more than $8,000 dollars on car purchases and maintenance each year.

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Additional links for savers like you:
Sign up for text reminders and savings tips Save On Interest With This Debt Repayment Strategy 54 Ways to Save Money

Vacation

Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

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Check out these resources to help save for your next vacation:
How to Save Money on Your Next Vacation A Think Like A Saver Attitude Save Big on Your Next Vacation with Technology & Pre-Planning What's The Easiest Way To Save? Automatically

Retirement

Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

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HELPFUL RETIREMENT SAVINGS LINKS:
Saving For Retirement: It’s Easier Than You May Think How to Start Planning for Retirement if You Haven't Already

Debt Repayment

Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

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Helpful Debt Repayment Links:
4 Key Mindset Changes To Make When Paying Off Debt Paying Down Debt IS Saving Save On Interest With This Debt Repayment Strategy

Education

Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with America Saves.

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Helpful Education Savings Links:
Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans 8 Ways to Save for Your Child’s Education

Homeownership

Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

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Helpful links for future homeowners:
The Unexpected Costs Of Buying A Home Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates

Disability-related expenses

Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.

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Helpful Savings Links:
Saving is an option for individuals with disabilities ABLE Accounts – A Protected Savings Option for Persons with Disabilities 54 Ways to Save Money Sign up for helpful text reminders and savings tips

Investment Savings

More and more people who take the America Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

Learn more

Helpful Investment Savings Resources:
Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC

General Savings

It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

Learn more

Helpful General Savings Resources:
54 Ways to Save Money What's The Easiest Way To Save? Automatically How to Start Your Savings Journey 38 Reasons You Need At Least a $500 Emergency Fund 5 Ways To Teach Kids How To Save At Home

Take the America Saves Pledge

Savers who make a plan are twice as likely to save successfully.

Find a Local Campaign

There are over 60 local America Saves campaigns located nationwide.

Connect to a Campaign
For organizations

Our Partners America Saves Week Current Initiatives Organize a Local Campaign For Organizations

Getting Involved

America Saves makes it easy for your organization to get involved. Take a look at the different options, and choose the best fit for you and your colleagues. We look forward to working with you!

Get Started

Be sure to check out...
Our Partners America Saves Week Current Initiatives Organize a Local Campaign

Saving as a Family

America Saves has created a new Partner Resource Packet focused on the theme of “Getting To Know The New America Saves.” This month we wanted to take a step back and focus on supporting YOU, our Partners, Local Campaigns, and America Saves Week Participating Organizations

Getting To Know The New America Saves!

Partner Spotlight

06.20.2020 By Benjamin Moss

The 2020 Designation of Savings Excellence Winners

This award is made annually to those financial institutions that go above and beyond to actively encourage members to save, increa...

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Insights Saver Tips and Stories

04.09.2020 By Carolyn Pemberton

4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having only minor ...
Take the America Saves Pledge

Savings

12 ways to save energy and money

Energy takes a huge bite out of household budgets, with the typical family spending about $2200 each year on utility bills. But to...
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Savings

By Melissa

A Think Like A Saver Attitude

Melissa has always been thrifty with a #ThinkLikeASaver attitude. This served her family well when her husband lost his job in 201...
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By Mary Brown

Another Dream Realized

Mary Brown was already a disciplined individual when she came to Wisconsin Saves coordinator Wisconsin Women’s Business Initiative...
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Saver Tips and Stories

Savings

By Shannon

Saver Story: Set a goal, make a plan!

We've chosen Shannon as our Saver of the Month! Her approach to saving for her family’s dream home is a great example of how #Thin...
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04.09.2020 By Carolyn Pemberton

4 Steps to Spending Your Stimulus Check Wisely When You Don't Have An Emergency Fund

Most Americans don't have an emergency fund. While we're all experiencing this pandemic very differently — some having o...

View details

01.31.2021 By Kia Young

38 Reasons You Need At Least a $500 Emergency Fund

The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had noth...

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02.01.2021 By Kia Young

How to Start Your Savings Journey

So you’ve decided that it’s time for you to get (more) serious about your finances, particularly saving. Great! This is ...

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Automatic Savings

Split to Save

01.29.2021 By Kia Young

What's The Easiest Way To Save? Automatically

The easiest and most effective way to save is automatically. Think about it, this saving automatically is the exact same...

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Savings

Better Money Habits

02.15.2021 By Madeline Daniels

The Unexpected Costs Of Buying A Home

Homeownership is considered a huge part of the “American Dream.” With Real Estate being one path to acquiring wealth, it...

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